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Pet Insurance Offers Peace of Mind for Pet Owners and Protection for Pets

Your veterinarians at Lake Forest Animal Clinic strongly recommend pet insurance for each four-legged member of your family. After all, pet insurance is for the unexpected, and the only thing you can really expect as a pet parent is that the unexpected will happen.

Pet insurance is becoming increasingly popular among pet owners. Dogs and cats are living longer and with age, pets may face a variety of health challenges. Whether your pet needs a couple of sutures in an injured foot or is facing a serious life-threatening condition like cancer, pet insurance opens up a larger range of innovative procedures and treatments for animals than ever before. Pet insurance offers an additional layer of financial protection and peace of mind when it comes to the health and well-being of your furry friend.

Selecting a pet insurance provider is similar to choosing a personal insurance provider.

Check to see if your pet insurance plan covers:

     Accident and illnesses 

     Hereditary, congenital, and chronic conditions

     Diagnostic tests 

     Emergency care 


     Specialist care 

     Prescription medication 


Pay attention to:

     Coverage details: What are the services and health conditions covered by the plan? Does the plan offer a comprehensive illness and accident coverage? Are there unlimited lifetime benefits? What are the benefit caps? Is there a waiting period? Is this plan ideal for your particular type of breed of animal?

     Terms and Costs: What is the exact cost of premiums? What is the annual deductible? How much coverage is provided at that rate? Can I customize my own plan?

     Exclusions: Are there any congenital and hereditary conditions that are not covered? Is your animal at a high risk for any of these conditions? What is the policy on pre-existing conditions? Are there any age restrictions?

     Reputation and Customer Service:

Is the insurance company easy to contact by phone, email or both? Does it have a good reputation for taking excellent care of its customers? How easy is it to submit a claim? Can you do it by mail, email, fax, and online? How long does it take to get reimbursed?

Some pet insurance companies to consider:

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